Svetlin Lazarov
Head of Department „Digital Analysis and Cyber Intelligence”, GDCOC, Ministry of Interior Affairs of Bulgaria
Commissioner Svetlin Lazarov is the Head of the 'Digital Analysis and Cyber Intelligence' Department in the 'Cybercrime' Department of the General Directorate of Anti-Corruption and Anti-Terrorism Police-Ministry of the Interior. He has been involved in computer systems and networks for more than 27 years, and has specialized in the investigation of cybercrime for more than 15 years. He is a member of a number of international and state operational groups for response to cyberattacks and large-scale cyber incidents in the EU and Bulgaria.
"I am honored to once again be part of the DIGI PAY Advisory Board. As a regular speaker at the conference, I’ve observed how DIGI PAY continues to build on participants' knowledge and expertise year after year, effectively preparing them to navigate the evolving challenges in cybersecurity and digital payments."
Goran Angelov
CEO and Founder, IBS Bulgaria
Goran Angelov has over 25 years of experience in information and communication technologies, as well as in the implementation of a number of successfully implemented IT projects for business and the public sector. He is founder and manager of IBS Bulgaria, one of the leading companies in the country with a focus on the Financial Industry, Analytics Solutions and System Integration, Artificial Intelligence, Fintech and Regtech Solutions, the fight against Fraud and Financial crime.
"I am joining the Advisory Board because I believe my experience in digital technologies and financial services can contribute meaningfully to the development of the industry. Bulgaria has significant potential in digital payments, but realizing it requires a strategic approach that balances innovation with regulatory certainty."
Albena Petkova
Director 'Anti-fraud and AML Services'
With over 10 years of experience in risk management and fraud detection in fintech, iGaming, and payments. Implemented optimizations with KPI, KYC, and CRM, achieving 96% success rate and 80% reduction in losses. She holds a Master's degree in EU law from Sofia University 'St. Kliment Ohridski' and has participated in the strategy and innovation program at Harvard Business School Online.
"I'm joining the DIGIPAY 2025 Advisory Board to share my experience in risk management, fraud prevention, and anti-money laundering strategies. I believe my knowledge in risk, AML, and innovative payment solutions will contribute to building a common understanding of current fraud trends and prevention techniques."
Dafinka Lazarova
Data and AI Business Partner, IBM
Dafinka Lazarova is an experienced leader in data and artificial intelligence, digital transformation, and financial technologies. As a Data and AI Business Partner at IBM, she helps businesses use AI and data for innovation and growth. With experience at IBM and Experian, Dafinka has deep knowledge in risk management, compliance, and regulatory technologies. She has successfully led corporate sales and strategic partnerships, helping financial institutions improve their digital capabilities.
"Thrilled to join the Advisory Board of DIGIPAY 2025! I'm passionate about how AI and data-driven technologies are shaping the future of digital payments and financial services. This role is a great opportunity to contribute with my experience and share industry insights to help drive innovation in this space."
Filip Mutafis
Managing Partner, Paysera Bulgaria & Romania
Filip Mutafis is Co-founder, majority shareholder, member of the Board of Directors and CEO of Paysera Bulgaria and Romania. Co-founder and member of the Board of the Bulgarian Fintech Association and Board member of the Bulgarian-Romanian Chamber of Commerce. For the past nine years, Paysera Bulgaria has been revolutionizing the payments landscape, offering cutting-edge digital payment solutions to both individuals and businesses.
"I was among the first to support the conference when it was founded. For me, it's essential that we continue working toward the development of the ecosystem, and DIGI PAY plays a key role by bringing together all relevant stakeholders in one place."
Hristian Prashkov
Senior Manager, Digital Banking, UniCredit Bulbank
Hristian Prashkov has been a Senior Manager, Digital Banking, UniCredit Bulbank since 2021. He is highly motivated, responsible and goal-oriented in achieving goals and successes, and his work with the field of digital payments is his passion. He graduated from Sofia University St. Kliment Ohridski, Master in Finance and Investments with a profile in Fintech and E-banking. He has extensive experience in payment systems, digital banking, and financial technology implementation.
"My decision to accept the invitation to join the Advisory Board of DIGI PAY 2025 is driven by my passion and interest in innovations in financial sector and all sort of payment solutions. In my role as an advisor, I will contribute with my experience in payments from both prospective: business and regulatory one."
Pavel Kaminsky
Founder and CEO, 7Security
Pavel Kaminsky - PCI QSA, 3DS, QPA, SSF, CISSP, CISA, CEH, is the guy FinTech founders call when they need to implement secure payment environments and cost-efficient PCI DSS. He is a mentor at the VISA Innovation Program, Level39, Startupbootcamp and others, an Advisory Board Member, Innovation Hub Judge, & MPE Awards Judge at MPE Berlin.
"As a longstanding member of the DIGI PAY Advisory Board, I am honored to contribute to the continuous growth and impact of the conference, which expands in scale and value each year. DIGI PAY not only unites Bulgaria's fintech ecosystem—fostering valuable connections and partnerships—but also serves as a key platform for discussions on innovation, regulations, and payment security."
